Pension・iDeCo

What Is the Supplementary Pension? A comprehensive guide to this system, which boasts the “best return on investment” by increasing your future pension benefits with a monthly contribution of just 400 yen. From the pros and cons to how it differs from iDeCo and the National Pension Fund, and how to apply—we clearly explain the strategies for boosting your pension that freelancers and self-employed individuals should know.

How will matching contributions for corporate defined contribution plans change with the April 2026 (Reiwa 8) legal revision? We clearly explain the key point: the current restriction that “contributions must not exceed the employer's contribution” will be abolished. We summarize changes participants should know, including the benefits of the revision, contribution limits, and points to note during leave of absence.

What is the Employees' Pension Insurance? This guide clearly explains its structure, differences from the National Pension, and the latest premium calculation method for 2026. It also covers estimated benefit simulations for future payments and three key benefits every company employee should know. Get the essential knowledge to ease your retirement worries—all in one place.

From tax savings benefits to drawbacks, December 2024 legal revisions, and how to get started—all explained clearly for beginners. Discover the key points of the “ultimate asset management” strategy that lowers your income tax and resident tax while smartly building retirement savings—all in one place.

A beginner-friendly guide to the National Pension system, premiums, benefits, and exemption programs. Based on the latest 2026 information, we also introduce key points for wisely preparing for retirement.

5 Key Drawbacks of iDeCo Explained in Detail! We've compiled important points to know before starting, such as “Withdrawals generally not allowed until age 60” and “Fee burdens.” To avoid regret over tax savings benefits, we clearly explain characteristics of suitable and unsuitable individuals, plus how to use it alongside NISA.

As companies increasingly shift from retirement allowance systems to corporate defined contribution (DC) or defined benefit (DB) plans, are you concerned about how this might affect you? This article explains the transition from “salary-based systems” to “point-based systems,” key considerations during plan transitions, and the pros and cons based on expert materials. We clearly outline essential points for beginners to avoid losses, including “preservation of accrued benefits” and “assumed rates of return.”

A Beginner's Guide to iDeCo's Tax Savings Benefits! We clearly explain its three key advantages: full income tax deduction on contributions, tax-free investment gains, and tax deductions upon withdrawal. Includes tax savings simulations by annual income. A must-read for those who want to build retirement savings wisely while lowering their taxes now.