Pension・iDeCo Guide to Transitioning Retirement Benefits to Corporate Pension Plans (DC/DB) | Explaining Key Considerations and Benefits of System Changes
As companies increasingly shift from retirement allowance systems to corporate defined contribution (DC) or defined benefit (DB) plans, are you concerned about how this might affect you? This article explains the transition from “salary-based systems” to “point-based systems,” key considerations during plan transitions, and the pros and cons based on expert materials. We clearly outline essential points for beginners to avoid losses, including “preservation of accrued benefits” and “assumed rates of return.”