Asset Formation

A Clear Explanation of Why Your Assets Can Decline Even With an 80% Win Rate in Short-Term Trading! This guide covers everything from the “balance between profits and losses” and the dangers of the “little-by-little, then a big loss” approach to the concept of “expected value”—a key consideration for professionals. You’ll learn the real reason why long-term investing and regular contributions through the New NISA are recommended for beginners.

A thorough breakdown of “Reasons Not to Buy Mutual Funds,” as explained by Ryo, the “God of Investing.” What are the risks lurking in the index funds and S&P 500 that are popular under the new NISA program? What are the limitations of beta-based investing? And what is the truth behind the stock price increases over the past 10 years? We’ve clearly outlined an investment strategy to help you avoid losses.

This article explains common pitfalls that beginners often fall into when investing in index funds through regular contributions—such as “selling during a market crash” and “giving up too soon”—along with specific strategies for success. Learn the importance of a long-term perspective and an emergency fund, and aim to build your wealth steadily.

What’s driving today’s young people to rush to build their assets? This article provides a thorough explanation of the trends behind this phenomenon, including concerns about the future, changes in the information landscape driven by social media and video content, and the rise of steady, regular investment strategies using tools like the new NISA. It also delves into the risks of misinterpreting online information—which are often overlooked—and the importance of financial literacy in today’s world.

This article explains the four challenges facing Japan’s pension system—including a declining birthrate, an aging population, and increasing life expectancy—as well as four reform directions that combine expanding enrollment in the Employees’ Pension Insurance system, promoting employment among the elderly, and encouraging self-reliance through initiatives such as iDeCo and NISA. It emphasizes the importance of correctly understanding how the system works and using that knowledge wisely to plan for your own future.

This guide explains asset-building strategies for those in their 50s and older. We start by working backward from public pensions and lifestyle considerations to provide a comprehensive comparison of the features and appropriate uses of iDeCo (Defined Contribution Pension) and NISA. We also present detailed numerical simulations of a specific investment strategy—“10 years of contributions, 10 years of investment, and 20 years of withdrawals”—utilizing balanced funds.

A Comprehensive Guide to the “Dollar-Cost Averaging” Strategy for Growing Your Assets as Fast as Possible, Based on 20 Years of Data! Why is “Investing All at Once” More Advantageous Than “Waiting for a Market Crash”? We’ll reveal the true nature of “cash drag”—which reduces investment efficiency—and introduce a “rule for completing your investment within one year” that even beginners can follow.

The essence of impact investing lies in “active management”—what is the true thrill of investing that index funds cannot provide, as explained by Ryu Sawakami of Sawakami Investment Trust? We provide a thorough explanation of a genuine investment philosophy that balances wealth creation with social contribution through corporate support and engagement from the perspective of everyday consumers.

“Orkan” and the “S&P 500” are popular choices under the new NISA program. Ryu Sawakami of Sawakami Investment Trust is sounding the alarm about this trend! What is the “sin” of index investing—that it dampens corporate growth and leads to societal stagnation? He offers a sharp analysis of the risks hidden behind wealth accumulation and the true meaning of investing.

Why is gold called the “ultimate safe-haven asset”? We explain the reasons in a way that’s easy for beginners to understand. Covering everything from the pros and cons of investing in gold as a hedge against inflation and geopolitical risks to recommended investment strategies like gold savings plans and ETFs. Discover asset protection strategies for these uncertain times today.