Asset Formation

Asset Formation

[Proven by 20 Years of Data] What Is the “Top-Up Strategy” That Doubles Your Assets Twice as Fast? The Showdown Between Lump-Sum Investing and Regular Savings

A Comprehensive Guide to the “Dollar-Cost Averaging” Strategy for Growing Your Assets as Fast as Possible, Based on 20 Years of Data! Why is “Investing All at Once” More Advantageous Than “Waiting for a Market Crash”? We’ll reveal the true nature of “cash drag”—which reduces investment efficiency—and introduce a “rule for completing your investment within one year” that even beginners can follow.
Asset Formation

True Impact Investing Is Achieved Through Active Management | The Essence and Future of Investing

The essence of impact investing lies in “active management”—what is the true thrill of investing that index funds cannot provide, as explained by Ryu Sawakami of Sawakami Investment Trust? We provide a thorough explanation of a genuine investment philosophy that balances wealth creation with social contribution through corporate support and engagement from the perspective of everyday consumers.
Asset Formation

The Pitfalls Behind the Popularity of Index Funds? The “Sins” of Index Investing and the Risk of “Social Stagnation”

“Orkan” and the “S&P 500” are popular choices under the new NISA program. Ryu Sawakami of Sawakami Investment Trust is sounding the alarm about this trend! What is the “sin” of index investing—that it dampens corporate growth and leads to societal stagnation? He offers a sharp analysis of the risks hidden behind wealth accumulation and the true meaning of investing.
Asset Formation

Why Gold Is Called the “Ultimate Safe-Haven Asset” and How to Invest Wisely

Why is gold called the “ultimate safe-haven asset”? We explain the reasons in a way that’s easy for beginners to understand. Covering everything from the pros and cons of investing in gold as a hedge against inflation and geopolitical risks to recommended investment strategies like gold savings plans and ETFs. Discover asset protection strategies for these uncertain times today.
Asset Formation

Why Platinum Has a Higher Downside Risk Than Gold: The Trap of Scarcity and Liquidity

With the sharp rise in gold and platinum prices attracting attention, why does platinum harbor such a high risk of a price drop? We conduct a thorough analysis of why platinum—despite its greater scarcity—has seen its price overtaken by gold, as well as the presence or absence of foreign exchange reserves held by central banks and differences in volatility. We explain the distinction between physical demand and speculation—something you should understand before investing.
Asset Formation

【For Beginners】What Are Investment Trusts (Funds)? A Clear Explanation of How They Work and Their Pros and Cons

What is a Mutual Fund? For beginners, we explain the mechanism and pros and cons with diagrams, free of jargon. We thoroughly cover everything from how to choose funds under the new NISA to starting with as little as 100 yen. Worried about “losing a lot of money” or “not knowing what to choose”? This article solves those concerns!
Asset Formation

What is the golden ratio for savings, emergency funds, and investments? Steps for building wealth without failure

Should you prioritize savings or investments? We'll solve that question for you. Starting with the appropriate amount for your “emergency fund”—the foundation of asset building—we explain the 3-step sequence for saving and investing to avoid mistakes. Includes reference tables for singles and families. Check out this roadmap now to ease future anxieties and grow your money wisely!
Asset Formation

The “Sin” of Index Investing Lurking in the Shadow of the Orkan Boom and the Truth of Investing

Amid the current boom in index investing—popularized by products like the “Orkan” fund under the new NISA system—we dare to question its “sin.” Based on a column by Ryu Sawakami of Sawakami Investment Trust, this piece thoroughly examines the “essence of investing” and the “mindset of supporting companies” that tend to be lost in the pursuit of efficiency. We explore hints for achieving true asset building and social contribution—not merely ending up in a money game.
Asset Formation

What’s the crucial difference between people who lose sleep over investments and those whose assets keep growing?

Can't sleep at night worrying about investment price fluctuations? Discover the decisive difference between those who feel stressed by investing and those who grow their assets, revealed by a survey of 10,000 people. Learn the benefits of long-term diversified investing that can create a ¥15 million difference, and master the secrets to building wealth with peace of mind.
Asset Formation

【For Beginners】Explaining the Pros and Cons of iDeCo! Tax Savings and Key Considerations

iDeCo Explained for Beginners: How It Works, Pros and Cons! Comprehensive coverage including tax savings simulations by income level, differences from the new NISA, and how to choose investment products. A must-read for salaried workers and public servants looking to save wisely for retirement.