和泉大樹（Daiki Izumi）

Retirement Savings of 100 Million Yen Isn’t a Pipe Dream! Surviving Inflation with “4 New Rules” and Time-Powered Investment Techniques

In an era of inflation, relying solely on savings causes your assets to erode. We thoroughly explain the “Four New Rules” for building ¥100 million in retirement funds and the latest “Time-Saving Investment Techniques” utilizing generative AI. From working-age individuals to seniors, we introduce optimal strategies tailored to each demographic and the ultimate path to asset protection for the era of a Nikkei average at ¥60,000.

2026.01.21

Asset Formation

January 20, 2026 (Morning) Top News Roundup: Prime Minister Dissolves Parliament & Strongest Cold Wave of the Season Hits

【Latest as of 2026/1/20】Prime Minister Takaichi formally announces dissolution of the House of Representatives. A super-short campaign period leading to the February 8th election! Meanwhile, Japan faces its strongest cold wave of the season during the “Great Cold” solar term. Severe caution is required for transportation disruptions due to heavy snow. Today's key news—from politics and economics to weather and sumo results—explained in one minute.

2026.01.20

Japanese News

Japan’s Economic Turning Point! What Scenario Can Turn the 2025 Crisis of Falling to 5th Place in Global GDP into Growth?

By 2025, will Japan's GDP be overtaken by India, dropping to fifth place globally? Daiwa Securities' Satoshi Osanai thoroughly explains the government's “24 trillion yen comprehensive economic stimulus package.” From countermeasures against rising prices to growth investments in AI and Green Transformation (GX), he clearly unravels the scenarios for Japan's economic revival and their impact on our lives and businesses.

2026.01.20

economy

Financial Planners in 2026: From Analysts to Action Designers. Why Household ALM and Nudges Are Key.

The role of financial planners is evolving from “analysis” to “action design.” We explain the latest practices, such as using behavioral economics nudges to build habits and introducing ALM (Asset Liability Management) into household finances. We propose a new approach—not merely product recommendations, but becoming “life structure designers” who support clients throughout their lives.

2026.01.19

unclassified

The Full Picture of Japan’s Economy in 2026: The Arrival of the 0.5% Interest Rate Era and the Multifaceted Impact of “Trump Tariffs”

Japan's economy will fully transition to a “world with interest rates” by 2026. What impact will the Bank of Japan's policy rate hike to 0.5% have on businesses and households? We provide expert analysis on three key factors shaping 2026's economic outlook, including tariff policies under a second Trump administration and supply chain disruptions stemming from geopolitical risks.

2026.01.18